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UM Payments

Decides which payment methods your checkout shows, in which order and under which name.

Plans from Free to $4.999 help articleslast changed Nov 11, 2026

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Getting started

From installing the app to your first order at checkout.

Before you start

  • The app is installed in your store.
  • You know which payment methods your checkout offers. The easiest way is to open your store's checkout once.

The app's page

The app has a single page. Open it in your admin under "Apps" › UM Payments; the page has the app's name. From top to bottom:

  1. Status: whether the customization is active, and how many payment customizations are active in the store.
  2. Base order: the payment methods at the top of checkout.
  3. Rules: exceptions by customer, cart, country, language and delivery method.
  4. Test run: enter a situation and see what checkout shows.
  5. Good to know: what Shopify decides at checkout, and what to do if a rule doesn't apply.
  6. Plan: which plan applies, what it costs, how many rules you use, and the button to Shopify's plan page.

Below each heading, one sentence says what the section is for, like on the settings pages in the Shopify admin. At the very bottom, Learn more about UM Payments leads to this help.

When a list is still empty, the page says so in the middle of the section, like an empty list in the admin: "No rules yet" with the Add rule button, "No payment methods yet" above the "Add payment method" field.

As soon as something isn't saved, the bar at the top of the Shopify admin shows "Save" and "Discard", as on Shopify's own settings pages. Nothing is saved until you click "Save", even after "Done" in a rule's dialog. "Discard" asks first, then returns to the saved settings.

Your first order

  1. In a new installation, "Base order" already lists "PayPal". Add other payment methods that should move up, and arrange them with the handle on the left of the row.
  2. Leave "Customization active" under "Status" turned on.
  3. Click "Save".

On the first save, the app creates a payment customization in your store. You find it under Settings › Payments › Payment customizations, with the app's name and your base order, for example "UM Payments · PayPal, Invoice". From then on, the order applies at every checkout. The status shows "Active".

Check it

Open your store's checkout with an item in the cart. The payment methods you entered are at the top. If one isn't, check its name: see the help article "Payment method names". The matches below "Add payment method" also show which payment methods have a different name in rules.

Without entries and without rules, the app changes nothing.